Baltimore Postmates Accident Lawyers

Postmates Delivery Accident Lawyers In Baltimore

Online food delivery service has been growing in popularity over the past few years, and with the COVID-19 pandemic, the demand for delivery services has become essential. Postmates is among the handful of popular food delivery services, with thousands of drivers on the road at any given time. Especially in major cities like Baltimore, Postmates delivery drivers are constantly picking up and dropping off food to customers. Unfortunately, the rise in food delivery services has also caused a rise in delivery driver accidents. If you’ve recently been injured in an accident caused by a Postmates driver, you’re probably confused about what to do next. Luckily, Hyatt & Goldbloom represent accident victims who have been injured in these specific incidents. Contact our Postmates accident lawyer today for a free consultation and to begin planning your personal injury case.

What Makes Postmates Accidents Different?

Like any motor vehicle accident, an accident with a delivery driver can cause serious short-term and long-term damage. A collision with a Postmates driver can leave you with severe injuries and expensive hospital bills that would be nearly impossible for injured victims to afford.

After a Postmates accident, you’re probably wondering who is liable for the damages? The driver? Postmates? Both? When a delivery driver represents a large company it’s normal to be confused about the level of responsibility each party owes to other drivers on the road. The fact of the matter is, a driver caused a collision that left you suffering and in pain while they were on the clock for their employer. That company should bear some liability.

Unfortunately, these cases can be technical and difficult to navigate when demanding a large company like Postmates to take responsibility for an accident. A skilled Baltimore Postmates accident lawyer will have the experience and resources needed to ensure your case is resolved with the best possible outcome. It;’s possible that Postmates may have dozens of their own lawyers working against your case to mitigate as much responsibility as possible, leaving you with a small settlement, much less than you deserve.

Why Work With A Postmates Accident Lawyer?

Accidents involving Postmates drivers are often not as straightforward as other car or truck accidents. This is because Postmates insurance policy coverage varies according to the circumstances of each accident and their goal is to mitigate their liability as much as possible. All Postmates drivers are required to have their own personal auto insurance coverage. However, the company does cover its drivers in certain situations if it’s proven that they are indeed liable.

Postmates accidents can be complex and oftentimes can involve multiple parties. In order to give yourself the best chance of success, we recommend working with a legal team that understands how Postmates auto insurance policies work and has extensive experience representing victims of delivery accidents in the Baltimore area. Our Postmates delivery accident lawyers are ready to fight for you and hold those responsible for your injuries accountable for their actions.

Insurance Coverage In Postmate Delivery Accidents

According to Postmates, they provide limited Occupational Accident Insurance to their drivers. However, Postmate’s insurance policy does not apply to 3rd-parties injured in a delivery accident. The Occupational Accident Insurance policy only applies from the time the driver accepts the delivery until the customer receives their order. So any other time a postmates driver is on the road, the OAI policy does not apply. For example, when they’re waiting for a new delivery or when they’re driving home after their last delivery. This policy also does not cover any property damage claims for the driver’s vehicle. The coverage of Postmates Insurance includes:

• Excess Automobile Liability: $1,000,000 per accident limit for bodily injury and/or property damage to third parties. Coverage is excess of your personal automobile liability insurance policy.
• General Liability: $1,000,000 limit, covering cyclist and pedestrian couriers for third party bodily injuries and/or property damage to third parties.

Postmates also requires their drivers to carry their own personal auto insurance that meets the insurance minimums of their state. In Maryland, those auto insurance minimums are:

• $30,000 for bodily injury
• $60,000 for 2 or more people
• $15,000 property damage

Postmates Insurance Policies

Postmates also requires their drivers to carry their own personal auto insurance that meets the insurance minimums of their state. In Maryland, those auto insurance minimums are:

• $30,000 for bodily injury
• $60,000 for 2 or more people
• $15,000 property damage

Furthermore, coverage for property damage to the delivery vehicle is not required, and Postmates drivers are responsible for their own property damage claims. Over the past few years, there has been a sharp increase in delivery driver accidents, most notably DoorDash, Uber Eats, and Postmates. As a result, there has been pressure put on Postmates to provide more comprehensive insurance coverage for their drivers. Postmates now provides $1,000,0000 in excess coverage for drivers that are injured while working for the company. Similar to the coverage that’s now in place with Uber and Lyft. But once again, this excess coverage is only available to Postmates drivers when the app is on.