- Our Attorneys
- Car Accidents
- Personal Injury
- Workers’ Compensation
- Medical Malpractice
- Criminal Defense
- Locations
- Contact
★★★★★ 5/5
4.9 Rating / 400+ Reviews
Baltimore Driving Without Insurance Lawyers
hurt in an accident?
CONTACT HYATT & GOLDBLOOM
Driving Without Insurance Lawyer in Baltimore
Like most states, the State of Maryland has determined that insurance is essential for any driver on the road, and those who do not adhere to this law will be subject to multiple penalties. When you drive a vehicle without insurance, you run the risk of being charged for driving without insurance. These charges are very serious and can lead to long-term legal battles. Not only do you find yourself facing fines and criminal charges, but you also face the potential financial liability of causing an accident that results in injuries and property damage. A Baltimore driving without insurance lawyer can help you understand the charges of driving an uninsured vehicle and prepare a custom defense based on your specific circumstances.
What’s The Penalty For Driving Without Insurance in Baltimore?
If you get pulled over while driving an uninsured vehicle in Maryland, you will likely be facing criminal charges. Luckily, a Baltimore traffic lawyer can assist you with fighting these charges with the goal to have them mitigated or dropped altogether depending on the circumstances. Although these cases are common and often have the potential for successful legal defense, each situation is different and it’s crucial that you speak with a Baltimore driving without insurance lawyer right away if you’re charged with driving an uninsured vehicle.
For a first-time offense of driving without insurance, a conviction is punishable by a maximum one-year jail term, five points assessed to your driving record and a fine of up to $1,000. However, for a second offense of driving without insurance, a conviction can carry a jail sentence of up to two years, a maximum fine of $2,000, and an additional five points assessed to your driver’s license, which can likely lead to your license being suspended for a designated amount of time.
Even if you’re not charged with driving an uninsured vehicle in Maryland, you could still face costly administrative fines from the MVA if you forget to renew your insurance. Insurance lapse penalties include:
- Losing your driver’s license and vehicle registration
- Fees of $150 for the first 30 days then $7 for each day of the lapse
- A $25 fee for restoring your vehicle’s registration
- And potential other penalties
Car Insurance Laws In Maryland
One of the most common traffic charges issued in Maryland is “knowingly driving without insurance.” Studies have shown that many people believe that driving without insurance is less serious than it actually is. But because Maryland requires all motorists to have car insurance, the penalties for driving an uninsured vehicle are more serious than many think. The minimum required car insurance coverage in Maryland is:
- Personal Injury Protection: $2,500 (Optional)
- Property Damage Liability Coverage: $15,000
- Uninsured Motorist Property Damage Coverage: $15,000
- Bodily Injury Liability Coverage: $30,000 per person and 60,000 per accident
- Uninsured Motorist Property Injury Coverage: $30,000 per person and 60,000 per accident
Driving without insurance in Maryland is a serious offense that will likely result in costly fines, points added to your license, and even jail time. Your best chance at having these charges and penalties mitigated or dropped is by working with an experienced Baltimore driving without insurance attorney. Hyatt & Goldbloom frequently represents Baltimore motorists who have been charged with driving an uninsured vehicle and have successfully defended against these charges in court.
What If I Get Into An Accident Driving Without Insurance?
If you are driving an uninsured vehicle and get into a car accident in Maryland, you will be fully liable for the damages. This means that the other driver in the accident can sue you personally instead of seeking compensation through an insurance company. This should be reason enough to make sure that you always have auto insurance before driving because the consequences can be drastic in the event of an accident. However, the negatives don’t stop there, you’re also at risk of a personal injury lawsuit if the person driving your car at the time of the accident is uninsured for the vehicle and you are the owner. Not to mention, if you’re driving someone else’s car, you can still be arrested and charged with a crime if the vehicle is not insured.
Speak With A Baltimore Driving Without Insurance Lawyer Today
If you have been charged with driving without insurance in Maryland, Hyatt & Goldbloom is ready to defend you against criminal charges you face. In order for the prosecution to prove that you’re guilty of driving an uninsured vehicle, they must be able to prove that you were aware the vehicle was insured. As a result, there are many legal defenses available and our legal team is ready to assess your case to provide a custom defense that provides the optimal outcome. Contact our Baltimore driving without insurance lawyers today for a free case evaluation.